Investment Bonds are long-term investment products which allow investors to spread risk and allow easy switching between funds as their needs change over time.
With low levels of interest being paid on bank and building society deposit accounts for some time now, many long-term investors are looking for a better return on their investments. They are also concerned that the income they receive will fail to keep pace with inflation.
The St. James's Place Investment Bond is one solution. It offers a simple yet flexible solution to income needs, capital growth and tax planning by offering access to a wide range of asset classes.
Why choose a St. James's Place Investment Bond?
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select, and the value can therefore go down as well as up. You may get back less than you invested.
Equities do not provide the security of capital associated with a deposit account with a bank or building society.
The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.
Please note that if the withdrawals taken exceed the growth of the Bond, the capital will be eroded.